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Issue №13. December 2007

Deposit Insurance as an Instrument of Financial Regulation

Hayk Zaimtsyan

Graduate student, Faculty of Economics, Erevan State University.

The article examines the characteristics of the deposit insurance system (organizational structure, funding mechanisms, insurance benefits, legal boundaries, etc.) in order to evaluate the efficiency of deposit insurance as an instrument of financial regulation. The author examines the possibility of financial regulation through the deposit insurance system. The author also tries to define the main problems of creating a functioning deposit insurance system in a transitional economy.

Keywords

Deposit insurance, unconscientiousness risk, limited coverage, risk-based bonuses.

Comments:
No material published in this journal may be reproduced in print or in electronic form without a link to "E-journal. Public Administrarion".
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